Can non-residents still buy property in Whistler?
Yes! The federal ban on foreign real estate purchases in Canada does not apply to Whistler. That means international buyers are still welcome here through 2027 — and likely beyond.
Can I buy any type of property as a non-resident?
Yes. You can purchase residential homes, nightly rental condos, tourist accommodation units, land, fractional ownership, and even commercial property.
What's the hardest part of buying as a non-resident?
Transferring funds into Canada can sometimes slow things down, especially if your home country has restrictions. A bit of planning goes a long way.
Can non-residents get mortgages in Canada?
Yes — some Canadian banks will work with non-residents. I’ll connect you with experienced mortgage brokers who’ve done this for clients from all over the world.
Are there new ski-in/ski-out developments coming?
No. Land is limited and zoning is strict. Existing ski-in/ski-out properties are valuable because no more are being built.
Do I need to be in Canada for the purchase to complete?
No. With the right legal team and financial setup, everything can be done remotely.
Is it hard to build in Whistler if I live overseas?
Not at all. Many of my clients have built or renovated while living abroad. Local builders are used to remote owners and know how to keep communication clear and on-track.
Who holds my deposit when I make an offer?
Your deposit is held in trust by the brokerage representing you — safe and secure.
Where do I send the final purchase funds?
You’ll wire them directly to your BC lawyer’s trust account.
Do I need insurance?
Yes. If your property is a strata unit, you’ll need contents and water damage insurance. For land or bare-land strata, general liability insurance is strongly recommended — even if the land is undeveloped.
What’s the best way to send money to Canada?
Transfer your funds in Canadian dollars. Always use a reliable exchange provider before wiring or drafting.
Owning a Property in Whistler
What is the non-resident withholding tax on rental income?
Non-residents must withhold 25% of gross rental income for the CRA.
Can I pay tax only on net income instead of gross?
Yes — if you file an NR6 form and get CRA approval, the 25% tax is applied to net income after expenses.
Do I need to collect GST on rental income?
If your property qualifies as short-term accommodation, yes — you must register for and collect GST. GST is a separate tax, not part of your income tax.
Do I need to file a Canadian tax return?
If you’re generating rental income or selling your property, yes. A Canadian accountant is strongly recommended.
What’s the Underused Housing Tax (UHT)?
If your property is unused for more than 28 days/year, you may owe 1% of the assessed value (based on your ownership share). There are exemptions — ask me how to apply.
How many days can I use my Phase 2 property?
You’re allowed 56 days/year of personal use.
How about Phase 1?
Phase 1 allows unlimited personal use, but you can also legally do nightly rentals.
Selling as a Non-Resident
Is selling different for non-residents?
Yes. The Canadian government requires tax compliance before funds are released. You’ll need to apply for a Certificate of Compliance from CRA after the sale.
What taxes do I pay when I sell?
Capital Gains Tax: 50% of the gain is taxed as income
As of June 25, 2024, gains over $250,000 are taxed on 66.6% of the gain
You’ll also pay 35% withholding tax at closing — this is held until your final taxes are filed
What’s the best time to sell as a non-resident?
Listing in spring or early fall is ideal. Selling by October gives you time to handle compliance before the next April tax deadline.
Do I owe UHT if I sell during the year?
No — UHT is based on full calendar-year ownership. If you sell during the year, it typically doesn’t apply.
Next Steps
Buying in Whistler doesn’t have to be complicated — as long as you have a clear plan and a guide you trust. I’ve helped non-residents from Japan, the US, and Europe buy, build, and sell in Whistler with confidence.
Whether you're looking at ski-in/ski-out condos or land to build your dream chalet, I’ll walk you through the process from start to finish — in plain language, with real answers.
Email: hamazakik@gmail.com
Instagram: @kyoko_whistlerrealtor